From Foundation to Finishing — One Company, Every Trade.
Payment plans & financing
Every shilling on a Urban T contract is released against a certified milestone. Here are the schedules we work with, and the financing routes our clients use to fund them.
20% mobilisation
Turnkey builds from foundation to finishing
Each release is tied to a signed site certificate, never to a calendar date.
Per stage
Owners building slowly with their own cashflow
Ideal for diaspora and self-funded projects that grow as funds arrive.
Materials up front
Plumbing, electrical, tiling, painting and repairs
No labour payment leaves your hands until you have inspected the work.
Funding routes
We prepare the BOQ, drawings and stage certificates your SACCO or bank needs to release construction financing tranche by tranche.
Funds held with your advocate or escrow agent and released only against our certified stage completion reports and photo evidence.
Our accounts with cement, steel and finishes suppliers let you buy at trade rates with 30-day terms on large orders.
Urban T Construction Co. does not lend money or charge interest. We provide the documentation and certification your financier requires.
Questions
No. The largest single payment on any Urban T contract is the 25% structure release, and every release follows a certified milestone.
Variations are quoted in writing and only start after you approve them. They are invoiced with the next scheduled milestone, never as a surprise.
5–10% is retained through the defects liability period (6–12 months depending on contract) and released after the final snagging sign-off.
M-Pesa Paybill, bank transfer, and cheque. Every payment is receipted against your project account and reconciled on the monthly report.
Next step
Send us your drawings or a description of the works and we will return a line-by-line BOQ with the exact milestone schedule attached — free, within 48 hours.
Or call +254 111 770 039 · Mon–Sat, 7:30am – 6:00pm
